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Application Check List

The following is a list of paperwork or documentation that is needed for your mortgage application.  Depending on the type of mortgage you apply for not all this information may be required; however additional documentation may be requested to help strengthen your file.  Your ability to provide this information can greatly speed up your application process.

Employment:
  Salaried:
  Name and address of employers for the past two years
  Copy of last two pay stubs covering a 30 day period
  Copy of last two years W-2 forms
  Self Employed: 
  Copy of last two years tax returns (personal and corporate);
  Year to date P&L
 
  Name and account number for all mortgage loans for the last two years
  Name and address for landlords for last two years
     
Assets:
  Copy of last two months bank statements for all accounts (should show Name, address and account number)
  Copy of last two months bank statements for 401K or IRA
  Copy of last two months statements for Investment Accounts
  Copy of last two months retirement / disability
     
Identification:
  Copy of driver's license and social security card
     
Miscellaneous:
  Copy of lease agreements and hazard policy on any owned rental properties
  Copy of purchase agreements for any simultaneous mortgage transactions closing before or within 30 days of closing.
  Copy of executed divorce decree
  Copy of signed Purchase Agreement
  Letter of Explanation of any new debt incurred (i.e new credit cards, auto loans etc.)