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MarketWatch

 Jobless Claims Fall

An improving US economic outlook was negative for mortgage rates this week. Reduced concerns about Europe also caused a partial reversal in the flight to safety trade. As a result, mortgage rates ended the week higher.

Early in the month, the December Employment report showed a larger than expected increase of 200K jobs, and the Unemployment Rate continued to move lower. This week, Weekly Jobless Claims fell to the lowest level since April 2008. The labor market is one of the most important factors in the health of the economy, and many investors now view the outlook as brighter than it has been since the financial crisis began. If this is the case, it will be great news for the economy, and job gains will increase the willingness and the ability of people to purchase homes.

The Housing sector data released this week was encouraging as well. January Existing Home Sales increased 5%, while the inventory of unsold homes declined 9%, to the lowest level since March 2005. December Housing Starts for single-family units increased 4%, and Building Permits for single-family units rose 2%. Finally, the January NAHB Home Builder confidence index rose for a fourth consecutive month to the highest level since 2007. Improving economic conditions, high affordability levels, and low mortgage rates provide solid reasons to be optimistic about the housing market.

Commentary provided by www.mbsquoteline.com

 
Today's Mortgage Rates

Why Choose Amera?Minimize

At Amera Mortgage Corporation, we pride ourselves on building a relationship with, you, our client. We strive to provide the finest customer service as well as competitive rates.   We have helped thousands of our customers realize their dreams of owning a home, or saved them money on a refinance of a current mortgage.
 
Amera is large enough to offer you an extensive range of mortgage programs at competitive rates.  However, we don't lose sight of the importance of small company customer service.  Amera understands that people drive our business and we are committed to building lasting relationships with the people who choose Amera Mortgage.  Our team, of highly experienced loan officers, is located in or around your community to personally assist you and make your home buying process an enjoyable experience.
 
So, whatever your home loan needs, Amera can help. Contact us today and start building for tomorrow!

 

LendRight Lender
        A Better Mortgage Starts Here
 
 Home buying done right starts with LendRIGHTTM . We represent the top 3% of community lenders in the U.S. We carry the LendRIGHTTM seal because we are leaders who work with you so that you understand your options and can make good choices.
 
We know that the RIGHT way to do business is to put your needs first. We believe in:
           
Relationships   - working with you to identify the right loan
Information     - sharing what we know to help you understand your options
Guidance         - providing advice to help you make good choices
Honesty          - communicating and responding to your needs in an open manner
Trust              - working to take care of the details to help you close on time 
 
So when you are ready to finance your first home, your second home or refinance your current home, look for a LendRIGHTTM Lender.   Committed to doing it right. Every day. For you.

Product Watch

You just love the house...except for the leaky pipes. Or maybe the kitchen is too small. Perhaps it needs a new roof or siding? For the house that's almost perfect, we have the perfect solution!  An FHA 203(k) Mortgage is a mortgage and home improvement loan all in one. Now you can buy or refinance a property that needs renovation, repair or remodeling and easily finance both the purchase and the improvements in one easy step.  Give us a call today!

Amera Gives BackMinimize

Amera is active in it's local communities and many of it's employees volunteer and work to help make their communities a better place.  Below are just some of the activities in which Amera or it's employees partake:

  • Amera participates in an ongoing program where it collects food, clothing, money and household item donations for Community Sharing, a local charity.  Community Sharing uses these items to help families in need.  Any donations can be made at the Amera Milford location.
  • Amera is also a business sponsor for the Junior Achievement.  Amera helps sponsor the CapitolBancorp Junior Achievement 5K run held in Lansing, MI each year.
  • Amera works with Habitat of Humanity to provide families affordable housing.
  • Amera sponsors many local youth sports programs and activities.